Micro Finance Company Limited was incorporated in April 2005 under the Companies Code, 1963 (Act 179) as a private limited liability company. In September 2005, it was licensed by the Bank of Ghana under the Banking Act, 2004 (Act 673), as amended by the Banking (Amendment) Act, 2007 (Act 738), to operate as a financial institution with a Universal Banking Licence.
The vision of the Micro Finace is “to be a reference point in the provision of prompt, flawless and innovative banking products and services in the Ghanaian banking industry”.
The mission of Micro Finance is “to continue to invest in the best people, technology, and environment to underscore our commitment to achieving customer enthusiasm”.
Micro Finance is re-defining banking on multiple fronts. Through strategic investments, we have positioned ourselves at the forefront of fast-growing services such as internet banking, mobile banking, electronic payments, and other innovative solutions that offer our customers greater speed, accuracy, and flexibility.
As Micro Finance expands this technology across the country, we are building a fully connected, customer-centric banking network tailored to meet the evolving needs of our clients and stakeholders—delivering real value at every level. Backed by a team of highly skilled and dedicated professionals, we are committed to delivering superior banking experiences and excellence in service delivery.
We provide a smart, secure, and convenient mobile banking experience designed to fit your lifestyle. With our mobile app, you can access your account, make payments, transfer funds, and manage your finances—anytime, anywhere.
Micro Finance Capital Ltd. (MFCL) is the investment banking arm of Micro Finance, Ghana’s leading universal bank.
As a trusted partner for capital raising, financial advisory, and alternative or long-term asset solutions, MFCL serves public and private corporations, financial institutions, government entities, and their agencies.
Leveraging the strength of Micro Finance’s Treasury, Corporate Banking, and Consumer Banking divisions, MFCL delivers tailored, innovative solutions that meet the complex financial needs of clients across a wide range of industries.
With deep market insight, unmatched capabilities, and a relentless commitment to excellence, MFCL stands out as a premier investment banking partner in Ghana and beyond.